Industry News
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
After an initial delay and a 30-day grace period, the Occupational Safety and Health Administration‘s (OSHA) revised Crystalline Silica Rule is now in full effect. The rule became effective September 23, 2017 and OSHA allowed for a 30-day grace period for issuing fines and citations for companies who were making a good-faith effort towards meeting the new requirements.
Author, Sam Brown, Vice President, Human Services, Rancho Mesa Insurance Services, Inc.
Nonprofit organizations often conduct special events throughout the year. These events can successfully increase awareness of the nonprofit’s mission, generate important unrestricted revenue, and offer all stakeholders a nice opportunity to have fun. Unfortunately, important risk management steps are often overlooked before the day of the event. Let’s look at a few that can limit exposure to risk.
Author, Matt Gaynor, Director of Surety, Rancho Mesa Insurance Services, Inc.
In the past, many Surety Bond carriers required financial statements from a Certified Public Account (CPA), bank lines of credit, tax returns, etc. for contractor bond programs, whether the client required one bond a year or a large bond program. This is no longer the case.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
Rancho Mesa would like to congratulate all 263 National Association of Landscape Professionals (NALP) members who achieved recognition for their safety efforts in 2017.
Author, Sam Clayton, Vice President, Construction Group, Rancho Mesa Insurance Services, Inc.
The Occupational Safety and Health Administration (OSHA) released its preliminary top 10 citation list for fiscal year 2017 at the annual National Safety Council (NSC) Congress and Expo, held in late September 2017.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Whether you work in the human services sector like healthcare, community outreach, or schools, or you are in the construction industry working in areas like downtown San Diego, your employees may come in contact with the Hepatitis A virus.
Author, Sam Clayton, Vice President, Construction Group, Rancho Mesa Insurance Services, Inc.
On September 23rd 2017 the Occupational Safety and Health Administration’s (OSHA) new silica standard for construction will go into effect. This means contractors who engage in activities that create silica dust or are known in the industry as respirable crystalline silica, must meet a stricter standard for how much dust there workers inhale.
Author David J. Garcia, C.R.I.S., A.A.I., President Rancho Mesa Insurance Services, Inc.
In an effort to keep you informed, so that you can begin to plan your 2018 budget, we wanted to let you know of a potential change in the dual wage classes, for many but not all, the dual wage construction class codes.
Author, Chase Hixson, Account Executive, Human Services, Rancho Mesa Insurance Services, Inc.
Recently, a non-profit client of mine asked the question: What are the steps I should take with vendors, contracted professionals and partner agencies to make sure my organization is protected should a claim arise as a result of their work? This is a common exposure to many of our clients, and there are several steps that can be taken to protect your business.
Author, Jeremy Hoolihan, CRIS, Janitorial Group Leader, Rancho Mesa Insurance Services, Inc.
Workers’ Compensation claims can cost a company time, money, employee productivity, and morale. Litigation is one of the most costly results of a workers’ compensation claim. Once an employee hires an attorney, the time and money it takes for the claim to close drastically increases.
Effective July 1, 2017, Assembly Bill 72 (Bonta) went into effect by protecting Californians from unexpected medical bills when visiting in-network facilities (i.e., hospitals, labs, and imaging centers). No longer can providers who aren’t contracted with a patient’s health plan step into the operating room, for instance, and charge the patient more than the patient would have expected to pay an in-network provider. Furthermore, the patient can only be billed for his or her in-network cost-share, meaning in-network benefits apply to all providers seen, and services rendered, in an in-network facility.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On August 1, 2017, the Occupational Safety and Health Administration (OSHA) launched its online electronic data filing application. It was designed to collect and publish injury data on companies throughout the United States in order to comply with a new requirement.
Author, Sam Brown, Vice President of Human Services Group, Rancho Mesa Insurance Services, Inc.
In the ongoing effort to keep employees safe from workplace violence, it is very important to train workers how to recognize, react to and prevent active shooter events. In most cases, simply having a plan can mean the difference between life and death.
Author, Kevin Howard, CRIS, Account Executive, Rancho Mesa Construction Group
If the title of this article gave you a good chuckle, you most likely have bid a job somewhere near a body of water; then, found out you need U.S. Longshore and Harbor (USL&H) Workers’ Compensation coverage. You were surely not the first one to overlook this requirement and you definitely will not be the last.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
It is official – the Occupational Safety and Health Administration (OSHA) released its website for the electronic submission of employers’ injury and illness records (i.e., OSHA 300 logs).
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
In order to create a best practices fleet safety program that will help you reduce claims and control premiums, we recommend you consider adding the following controls to your written fleet safety program.
Author, Daniel Frazee, Vice President, Rancho Mesa Insurance Services, Inc.
Could your company have underlying Auto related exposures that you are not aware of? Let’s assume you have taken several precautions to properly manage the safety of your fleet. But has your management team contemplated potential losses arising from employees operating their own personal vehicles as they relate to your business?
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services
As San Diego’s East County battles a series of wild fires, it is a perfect time for business owners to review their insurance policies and proactively manage their fire risk, especially those who are located in semi-rural and rural areas.
Author, Matt Gaynor, Director of Surety Bonding, Rancho Mesa Insurance Services, Inc.
A picture may be worth a thousand words, but it can also be worth hundreds of thousands of dollars when it comes to bonding a new construction project. Let me explain the bonding process and how a few pictures can free up a contractor's bonding capacity.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
Successfully maintaining low and predictable workers' compensation costs is a product of establishing a routine that constantly “checks and balances” your all-encompassing insurance program. Our "MOD Doctor" technique lays out a road map so we can guide you throughout the year to gain more control, become more efficient, and ultimately drive down your insurance cost; at no extra expense. What can you expect from this process?
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