About / Our Team / Dave Garcia

David Garcia

Phone: (619) 937-0170


David J. Garcia, AAI, CRIS

President & Chief Executive Officer

Dave & his wife Charlotte launched Rancho Mesa in 1998 under the philosophy of a Carl Samberg quote "Nothing Happens Unless First a Dream". They envisioned that they could create an Agency that offered innovative insurance solutions and unprecedented client services. In doing so they hoped to protect the dreams of the clients they served.

Dave and Char also have a deep sense of community and believe strongly in giving back. Thru their individual commitments and those of Rancho Mesa, they have supported a broad range of non-profits throughout San Diego. For ten years Dave served on the Foundation Board of Family Health Centers of San Diego, one of the largest community clinics in the United States.

Recently Dave and Char started their own family foundation, “ChangeOne”. Its focus will be to help change the lives of individuals and animals, one by one.


President / Chief Executive Officer, July 1998 - Present
Rancho Mesa Insurance Services, Inc.

Area Vice President, 1992 - 1998
Arthur J. Gallagher

Partner, 1987 - 1990
Pacific Insurance Agency

Sales Manager, 1981 - 1987
Xerox Corporation


Bachelor of Science in Real Estate, 1981
San Diego State University, San Diego, CA


  • Accredited Adviser in Insurance (AAI)

  • Construction Risk Insurance Specialists (CRIS)

Associations & Organizations

  • Independent Insurance Agents and Brokers of America (IIABA)

  • President Advisory Councils (for several carriers)


Dave has a love of all sports, in particular baseball. His father was in professional baseball for 60 years managing both the California Angels and Cleveland Indians. Dave spent many summers traveling with is dad and living the baseball life. 

After playing baseball in college, Dave enjoyed a brief career playing professional baseball for the New York Yankees. As his sons were growing up, he remained active in youth sports by coaching many of their baseball teams. One of his proudest memories is from 1995 when he started the Rancho San Diego Little League “Dawgs.” His vision gave the league an identity that is still in existence today.

His other interests include golf and enjoying his collection of "sipping" tequila's.

"Boys & Girls Club of East County"
Featuring Sam Attisha (Cox Communications), Dave Garcia (Rancho Mesa Insurance), Bob Elkins (SD 7-11 Franchisee Assoc.), Vickie Petix (Petix & Botte Financial), Todd Raley (Walmart), Forrest Higgins (Boys & Girls Clubs of East County), Ron and Mary Alice Brady (The Brady Companies).

Featuring Dave Garcia, Sam Attisha, Todd Raley, Bob Elkins, Vicki Petix, and Ron and Mary Alice Brady. 

"The Boys & Girls Club really helped shape me as an adult, in terms of being able to own and run a business, by all the traits I learned like leadership, competitiveness, honesty, integrity.  They established a lot of those core values - through the Boys & Girls Club, right here in El Cajon.- Dave Garcia, President/CEO, Rancho Mesa Insurance Services, Inc.