MEPOne™
Customizable Insurance Program for the Mechanical, Electrical
& Plumbing Industry
Commercial Insurance for the Mechanical, Electrical and Plumbing Industry
MEPOne™ is a comprehensive industry-specific multi-layered insurance program designed to fit the needs of mechanical, electrical and plumbing professionals. With an industry that has its own set of unique exposures, it’s vital to align yourself with a trusted advisor who knows your industry, and provides the coverages, services and recommendations you deserve.
Coverages
Workers’ Compensation
We provide coverage for your employees if they get hurt at work.
No deposit options
Claims Advocacy
Dedicated Claims Adjuster
Nurse Triage
Telemedicine
Available Loss Control
General Liability
We have coverage enhancements specifically for the MEP industry.
Commercial and Residential Service and Repair
Limited Pollution Liability Endorsement
Broad Form Property Damage Coverage (damage to client’s property)
Commercial Auto
Rancho Mesa offers commercial auto coverage for your fleet.
$1,000,000 Combined Single Limit using Symbol 1
$1,000,000 Uninsured/ Underinsured Motorist Limit
Hired, Non-owned Auto Coverage
Rental Reimbursement
Hired Auto Physical Damage
Inland Marine
Get coverage for all of your equipment and products you have in your possession.
Employer & Employee Owned Tools
Rented or Leased Equipment
Scheduled Equipment
Property
Secure coverage for your building and contents within the building.
Business Income/Extra Expenses on a Stated Amount or Actual Loss Sustained
Employee theft of Employer’s property
Employee Dishonesty – theft of client’s property
Excess
If you need an additional layer of protection for your business that hovers over your general liability, auto and employers liability, an excess policy might be what you need.
Client Services
SafetyOne™ Mobile App
Rancho Mesa’s SafetyOne™ mobile and desktop application is designed to streamline the implementation of an effective safety program within your organization through real-time data and intuitive technology.
RM365 HRAdvantage™
The RM365 HRAdvantage™ portal provides our clients with access to HR Experts and an extensive library of Human Resources knowledge.
Workshops & Webinars
Rancho Mesa offers monthly workshops and webinars, and on-demand training courses to our clients on a variety of topics.
RM365 Advantage Safety Star™ Program
This program is designed to lower your organization’s probability of work-related injuries while promoting a safety culture through comprehensive safety trainings.
Claims Advocacy
Each Claims Advocate has extensive experience in the administration of workers' compensation claims and is uniquely qualified to work aggressively on your behalf.
Risk Management Newsletter
The newsletter includes safety training materials, workshops and webinars, relevant articles and podcast episodes, along with HR and benefits information.
MEP Industry News
Meet our Construction Group Leader
Sam Clayton, Vice President
Sam specializes in providing insurance and risk management for the construction industry.
He's a member of the National Electrical Contractors Association (NECA), the American Subcontractors Association (ASA) and the East County Posse.
As an expert in his field, he has served as President, President-Elect and Secretary/Treasurer for the Independent Insurance Agents & Brokers of San Diego.