Industry News
Navigating the Future of Workers’ Compensation with Todd Lewis: Litigation Trends, AI, and Claims Management
Rancho Mesa President and CEO Dave Garcia sits down with Todd Lewis, Vice President of Claims at Republic Indemnity, to discuss the growing challenges facing California’s workers’ compensation system, including rising litigation and cumulative trauma (CT) claims. They explore how AI is helping claims organizations investigate and manage claims more effectively, along with practical strategies employers can use to reduce claim disputes, support employees, and foster a stronger workplace culture.
Top 5 Risk Exposures for Janitorial Service Providers
Author, Jeremy Hoolihan, Partner, Rancho Mesa Insurance Services, Inc.
Running a successful janitorial company means more than delivering spotless facilities. Every day, your employees work around customers, expensive property, cleaning chemicals, and equipment creating exposures that can lead to costly liability claims.
The Evolving Workers’ Compensation Landscape with State Fund CEO Vern Steiner
Rancho Mesa President and CEO Dave Garcia speaks with California State Fund CEO Vern Steiner about the current state of California’s workers’ compensation market. They discuss key industry trends, cost drivers impacting employers, and offer considerations for the future of the workers’ compensation system in California.
CA Workers’ Compensation Market Faces Increased Pressure Beneath Stable Surface
Author, Jeremy Hoolihan, Partner, Rancho Mesa Insurance Services, Inc.
Recently, the Workers’ Compensation Insurance Rating Bureau (WCIRB) of California released its Quarterly Experience Report that offers insight into the state of the California workers’ compensation market. While at a glance, the market may seem stable; however, there are evolving claim patterns that are creating challenges for insurers and employers alike.
Update on California Workers’ Compensation Reform Efforts: APCIA Launches Public Awareness Campaign
As part of Rancho Mesa’s ongoing efforts to support meaningful reform around cumulative trauma claims, I want to share an important update on recent developments within the California workers’ compensation system.
Rising Impact of Cumulative Trauma Claims in California Workers’ Compensation System
Author, Jadyn Brandt, Client Communications Coordinator, Rancho Mesa Insurance Services, Inc.
Claims involving Cumulative Trauma (CT) injuries are growing significantly, across California. Data collected by the Worker’s Compensation Insurance Rating Bureau (WCIRB) shows growth of these types of claims accelerated in 2022, 2023 and 2024. The WCIRB now estimates that more than 25% of indemnity claims involve CT.
Representing Independent Agents in Washington: Key Legislative Takeaways from the Big “I” Conference
Author, Jeremy Hoolihan, Partner, Rancho Mesa Insurance Services, Inc.
On April 22-24, I had the opportunity to attend the Big “I” Legislative Conference in Washington, D.C. The Big “I” is the national organization affiliated with IIABCal and IIAB San Diego. It represents and supports independent insurance agencies at the federal level and maintains a strong presence in Washington, advocating tirelessly on behalf of independent agents and our carrier partners.
A Letter from RMI President to California Clients: Take Action On CT Claims Legislation
Rancho Mesa would like to provide you with an update on our efforts related to the growing cumulative trauma issue impacting the California workers’ compensation marketplace. As many of you have experienced firsthand, cumulative trauma claims continue to rise and are having a significant, negative effect on premiums and experience modification rates (EMRs) across all industries.
Protect Your Equipment this Year with the National Equipment Register
Author, Megan Lockhart, Marketing & Media Communications Specialist, Rancho Mesa Insurance Services, Inc.
The National Equipment Register (NER) plays an important role in protecting heavy equipment owners from theft by maintaining a national database of equipment ownership and stolen machinery that is used by both law enforcement and insurance agencies.
Insuring the Future: AI Tools for Modern Brokers
Rancho Mesa President David Garcia and Erik Vandermaus, Executive Vice President with BrokerPRO, a data and insight company that’s transforming the insurance industry. Discover how their technology is empowering brokers to streamline workflows, personalize client interactions, and stay competitive in a rapidly evolving market. discuss how to deal with current or former employees who post slanderous videos online, and ways to prevent it from occurring.
CA Insurance Commissioner Lara Approves 8.7% Workers Compensation Increase
Rancho Mesa’s Alyssa Burley and President David Garcia discuss California's approved 8.7% workers' compensation insurance rate increase, its impact on businesses, and practical steps business owners can take to prepare for the changes effective September 1st.
Workers' Comp Rate Increases On the Way with Margaret Hartmann: Part 3
In the final episode of a three-part series, President David Garcia and Margaret Hartmann, Sr. VP and Chief Marketing Officer with BHHC, discuss the WCIRB's proposed 11.2% workers’ compensation rate increase in California. They explore how this may impact employers, and actionable steps businesses can take to mitigate rising premiums.
Workers' Comp Rate Increases On the Way with Margaret Hartmann: Part 2
In the second episode of a three-part series, President David Garcia continues his discussion with Margaret Hartmann, Sr. VP and Chief Marketing Officer with BHHC, and explains how companies can mitigate cumulative trauma claims in light of the WCIRB’s recent 11.2% recommended rate increase.
Workers' Comp Rate Increases On the Way with Margaret Hartmann: Part 1
President David Garcia sits down with Margaret Hartmann, Sr. VP and Chief Marketing Officer with BHHC, to offer insight on the outcome of WCIRB’s recent 11.2% recommended rate increase, what areas are driving this increase, and what employers can do to mitigate it.
Steps to Prevent Social Engineering Fraud
Author, Jack Marrs, Associate Account Executive, Rancho Mesa Insurance Services, Inc.
Social engineering fraud is when cybercriminals impersonate a trusted individual to manipulate others into performing actions such as making wire transfers, sharing confidential information, or granting access to their systems. It is often confused with hacking, but the two are fundamentally different. Hacking involves identifying vulnerabilities in software to breach a system, where as social engineering fraud relies on impersonation and manipulation to trick individuals into helping the cybercriminal.