Industry News
Authors, Dave Garcia, AAI, CRIS, President and CEO, and Drew Garcia, NALP Program Director from Rancho Mesa Insurance Services, Inc.
When a workers’ compensation claims occurs, in order to both control the costs of the claim and look for preventive measures to reduce or eliminate similar claims from reoccurring, it is vital that a thorough accident investigation report is completed.
Author, Dave Garcia, AAI, CRIS, is the President and CEO of Rancho Mesa Insurance Services, Inc.
It has become more common for construction companies to use temporary or leased labor in order to meet the demands of their work. While this is a useful tool it can create some unintended gaps in coverage for the contractor hiring the temporary or leased labor. These gaps potentially exist for on-the-job injury claims suffered by the temporary or leased workers.
Author, Drew Garcia, with Rancho Mesa Insurance Services, is the program director for NALP’s Worker’s Compensation Program.
According to the Workers Compensation Insurance Rating Bureau (WCIRB), in the last 5 years, over a quarter of a billion dollars in back injury claims, on behalf of the landscape industry, have been paid out by carriers in California. The back claim is by far the most costly injury at $22,000 over the last five years and the second highest in terms of frequency (behind hand, wrist and finger injuries), and the leading claim resulting in an employee's time away from work.
Author, Drew Garcia, with Rancho Mesa Insurance Services, is the program director for NALP’s Worker’s Compensation Program.
The landscape industry experiences frequent hand, wrist and finger injuries - they're three most frequent types of Workers Compensation claims. Employees complain their personal protection equipment (i.e., gloves) limit dexterity, prohibiting finger movement, causing difficulty in performing their jobs. As a result, employees remove their safety gloves to perform their job-related activities, and experience hand, wrist and finger injuries.
Author, Drew Garcia, with Rancho Mesa Insurance Services, is the program director for NALP’s Worker’s Compensation Program.
Ever wonder why your insurance rates high when your competitors are low? There are reasons for that including, frequency of claims, severity of claims, experience rating, average claim cost incurred, operations, trends, loss ratio etc. If you evaluate your risk profile you can take action to lower your premiums.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
On March 1st 2017 Rancho Mesa Insurance Services, Inc., The National Association of Landscape Professionals, and Berkshire Hathaway Homestate Companies will introduce a unique National Workers Compensation solution designed to cater the needs of Landscape Contractors and Lawn Care Professionals.
There has been a recent increase in attempts of a phishing scams involving W2s in nonprofit, schools and other human services organizations. We caution any business, but particularity organizations in these sectors to be very cautious if they receive any emails requesting information regarding W2’s, earning summaries or any other employee sensitive information. In many cases these emails look like they originate from a high level employee and are sent to other high level, human resources or payroll department employees.
Rancho Mesa Insurance Services, Inc. would like to remind its clients that February 1, 2017 marks the start of the Cal/OSHA Form 300A posting period. The Cal/OSHA 300A Form is a summary of the company's annual work-related injury and illnesses. It must be posted from February 1, 2017 through April 30, 2017.
Earlier this year, we reached out regarding California Assembly Bill 2883 (AB 2883), which drastically changed the legal requirements that allow an employer to exclude its corporate officers and the members of its board of directors from workers' compensation insurance coverage. As a result, this change will now affect ALL policies inforce as of January 1, 2017.
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