Industry News
Essential Steps Non-Profit Leaders Should Take in the Pre-Renewal Process
Author, Sam Brown, Vice President, Human Services Group, Rancho Mesa Insurance Services, Inc.
Non-profit organizations and their leadership often rely heavily on their insurance agent’s experience and insight, gained from working with similar organizations, when considering insurance buying options and risk management throughout the year.
Protecting the Organization and Employees When Offering Retirement Plans
Author, Sam Brown, Vice President, Human Services Group, Rancho Mesa Insurance Services, Inc.
In this competitive labor market, employers may offer ERISA (Employee Retirement Income Security Act of 1974) compliant retirement plans to draw and retain a talented workforce. It makes sense; data shows that retirement benefits reduce turnover, build employee trust, and offer predictable retirement savings.
Ensure Pricing Accuracy and Validity of Insurance Coverage
Author, Sam Brown, Vice President, Human Services Group, Rancho Mesa Insurance Services, Inc.
As the insurance market for nonprofit and human service agencies continues to harden, with fewer and fewer insurance companies willing to insure valuable community programs, careful completion and review of the insurance applications will ensure proper pricing and coverage following an insurance claim.
A Hardening Insurance Market for Non-Profits-Steps to Prepare for the 2025 Renewal Process
Author, Sam Brown, Vice President, Human Services Group, Rancho Mesa Insurance Services, Inc.
Non-profit and human services leaders started experiencing a hardening property and casualty insurance market in 2024 illustrated by reduced limits of liability, higher deductibles, and increased premiums. And, the market shift still may not have been enough to right the ship.
Protecting Non-Profit Operations with Business Interruption Insurance
Author, Sam Brown, Vice President, Human Services Group, Rancho Mesa Insurance Services, Inc.
A non-profit organization’s culture and positive impact often flows through its strategically placed locations in the communities it serves. These locations, whether they be offices, group homes, childcare centers, or shelters all further the mission and may drive revenue. The cost to the organization if one of these locations becomes inoperable due to a property damage claim can often add undue stress to the finances and leadership. This article will address how business interruption insurance (BII) can address these costs.