Author, Rory Anderson, Account Executive, Rancho Mesa Insurance Services, Inc.

Because stump grinding is done from the ground, it can create some confusion for tree care companies on how to properly classify this exposure for workers’ compensation insurance. It’s important to understand how and where to classify this exposure, so you’re not setting yourself up for an issue at the audit. The Workers’ Compensation Insurance Rating Bureau defines all class codes to help companies classify specific operations. Let’s look at how they define 0106 Tree Pruning, Repairing or Trimming.