Employee Benefits

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How to Position Your Company’s Employee Benefits for an Optimal Renewal

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Author, Shane Medlin, Account Executive, Employee Benefits, Rancho Mesa Insurance Services, Inc.

There are many factors that can impact your Employee Benefits renewal. It is important to have a broker that understands these factors so your renewal is the most favorable, each and every year. Preparation prior to your renewal is essential in reaching your goals and meeting your budget each year. Rancho Mesa has developed processes that can optimize your position to market and negotiate with your carrier to provide you with the best value for the benefits you provide your employees.

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2021 Insurance Game Plan

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Author, Dave Garcia, President, Rancho Mesa Insurance Services, Inc.

As we come to the end of 2020, the most challenging year most of us have ever experienced, where COVID-19, wild fires and other natural disasters took their toll emotionally, physically, mentally and financially on all of us we can only hope for a brighter 2021.

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Safety Programs Can Reduce Workers’ Compensation Premiums

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Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.

As California business owners continue incurring costs as they work their way through the maze of ever-changing COVID-19 regulations and protocols, prioritizing critical elements of your internal safety program can directly lower your insurance costs. Refocusing on key areas below will help present an effective, detailed submission to the marketplace that will lead to talking points with an underwriter for schedule credits and ultimately, lower rates and premiums.

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Healthcare Insurance Carriers Respond to COVID-19 Threat

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Author, Alyssa Burley, Media Communications and Client Services Manager, Rancho Mesa Insurance Services, Inc.

As Rancho Mesa continues building resources for our clients and their employees across all sectors, we have compiled a list of healthcare insurance providers and their enhanced benefits designed to respond to the COVID-19 virus. Listed below is information related to COVID-19 testing when ordered by a physician.

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Healthcare Changes for California Residents

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Author, Shane Medlin, Employee Benefits Account Executive, Rancho Mesa Insurance Services, Inc.

California’s Governor Gavin Newsom, announced a health care plan to address a fragmented healthcare system that leaves many residents priced-out or underinsured. His goal is to expand healthcare access and make prescription drugs more affordable. Californians could see lower insurance and prescription drug prices, if his new laws work as intended.

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What is SB 562 all about?

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It may be of interest, if not importance, for all Californians to know about current proposed legislation, sponsored by Senator Ricardo Lara of Bell Gardens and Senator Toni Atkins of San Diego.  The proposed bill would significantly expand the role of the state government within the healthcare system, by essentially establishing a single-payer system.

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