Have you Experienced Turbulence in Your Commercial Auto Insurance Renewal?

Landscape maintenance contractors with large fleets of service trucks are tough to place in the current insurance market. This, along with a hardening general liability market has led to some frustrating insurance renewals.

Rancho Mesa Insurance’s Green Industry Practice Group has helped over a 100 landscape and tree care customers currently operating across the country with navigating this turbulent market. Connect with them for a more detailed review of your company’s insurance placement needs.

“Our current landscape customer base has an average fleet size of 40 vehicles,” said Drew Garcia, Vice President with Rancho Mesa, Landscape and Tree Care Group Leader. “We are a fit for all types of landscape organizations generally starting at $3,000,000+ in annual revenue.”

Reasons Behind the Difficult Insurance Market

• Increase in bodily injury claims

• Increase litigation cost

• Distracted driving

• In-experienced drivers

• Increase cost for vehicle repair

Areas where Landscape Companies Can Focus

• Implement motor vehicle report standards

• Review physical damage needs for comprehensive/collision

• Provide formal annual driver training

• Ongoing driver monitoring and training

• Implement technology (i.e., telematics, fleet monitoring, dashcam)

• Train drivers based on data revealed from technology

• Perform daily/weekly vehicle inspections

• Detailed auto accident and incident reports and prompt reporting procedures

Rancho Mesa’s Green Industry Insurance Solutions

• Property and casualty insurance only (i.e., general liability, auto, umbrella, workers’ compensation, management liability, cyber liability, professional, pollution, property, inland marine)

• Multiple insurance carrier partners

• SafetyOne™ mobile app with landscape and tree care-specific toolbox talk content

• Trusted by over 100 landscape and tree care (green industry) businesses across the country