Industry News
Caring for the Caregiver: Reducing the Top Three Home Care Workers’ Comp Claims
Author, Raysan Benito, Account Executive, Rancho Mesa Insurance Services, Inc.
In California workers' compensation, Class Code 8827 applies to employees who provide in-home personal care services, including assistance with daily living activities, companionship, and, in some cases, nursing services. While these caregivers focus on the well-being of their clients, they often face significant injury exposures themselves.
PAGA: The Scariest Four-Letter Word for California Employers
Account Executive Raysan Benito sits down with employment law attorney Bob King and breaks down how PAGA works, why it has become one of the most feared compliance challenges for home care agencies, and the practical steps business owners can take to reduce their exposure and protect their organizations.
The Hidden Shift in Workers’ Compensation Pricing
The Workers' Compensation Insurance Rating Bureau (WCIRB) has approved the recommended increase in hourly wage thresholds for all 16 construction dual wage classifications. The increases range from $2 to $5 depending on the classification and will go into effect for policyholders renewing September 1, 2022 and thereafter. The chart below outlines the increases for each classification.
Cash in the Bank Is Not Profit: What Home Care Owners Need to Know About Margins
Account Executive Raysan Benito sits down with Dana Charumbira, CPA and founder of Home Care CPAs, to explore how home care leaders can use financial insights to drive smarter decisions and sustainable growth. They break down key concepts like gross margin, automation, and financial clarity, offering practical ways to turn numbers into meaningful strategies for scaling a business.