Industry News

Megan Lockhart 5/26/26 Megan Lockhart 5/26/26

Update on California Workers’ Compensation Reform Efforts: APCIA Launches Public Awareness Campaign

As part of Rancho Mesa’s ongoing efforts to support meaningful reform around cumulative trauma claims, I want to share an important update on recent developments within the California workers’ compensation system.

Author, David Garcia, President & CEO, Rancho Mesa Insurance Services, Inc.

The American Property Casualty Insurance Association (APCIA), in collaboration with a broad coalition of business organizations, has launched a new public awareness campaign: “Fix CA Workers’ Comp Now.” This initiative includes a dedicated website, media outreach, and targeted digital advertising across social media, streaming services, and connected TV platforms.

What this means for California businesses:

The coalition is advocating for practical reforms aimed at improving the stability, fairness, and long-term sustainability of California’s workers’ compensation system.
The current campaign is focused on building awareness and support, and is not yet tied to a specific piece of legislation.
More detailed updates on potential legislative proposals and timelines will be shared as the effort progresses.

You can learn more and share the initiative at the Fix CA Workers' Comp Now website.

We will continue to closely monitor these developments and keep our clients informed as additional details emerge. If you have questions or would like to discuss how this may impact your organization, please reach out to Rancho Mesa at any time.

Megan Lockhart 3/24/26 Megan Lockhart 3/24/26

A Letter from RMI President to California Clients: Take Action On CT Claims Legislation

Rancho Mesa would like to provide you with an update on our efforts related to the growing cumulative trauma issue impacting the California workers’ compensation marketplace. As many of you have experienced firsthand, cumulative trauma claims continue to rise and are having a significant, negative effect on premiums and experience modification rates (EMRs) across all industries.

Over the past year, we’ve worked to better understand the root causes of this problem. We’ve hosted podcasts with industry experts and recently held a Cumulative Trauma workshop with a leading workers’ compensation carrier. From these conversations, one conclusion is clear, meaningful reform is needed.

To help advance that discussion, I’ve written letters to both the State Senator and Assembly Member who chair the committees responsible for potential legislative changes. While major action is unlikely during an election cycle, it’s important that our representatives understand the real-world impact this issue is having on California businesses.

Our intent is not to limit legitimate cumulative trauma claims, but rather to establish sensible guardrails that help prevent the growing abuse of the system. I’m attaching drafts of the letters I’ve submitted on behalf of Rancho Mesa. If you are inclined to join this effort, please feel free to use or modify them as you see fit.

Your voice matters, and collective engagement is often what drives meaningful change.

I hope you will consider joining me in supporting this much-needed reform.