About / Our Team / Casey Craig
Phone: (619) 438-6900
Casey Craig
Account Executive, Construction
Casey played seven years of professional baseball. After his baseball career was over, he gave back to the baseball community by running numerous baseball camps, coaches’ clinics, and private lessons. His enthusiasm towards helping others has translated seamlessly into the Rancho Mesa culture, which thrives on doing the right thing. Casey’s focus is on construction insurance and risk profile enhancement for artisan contractors. His background in baseball has led him to a greater understanding of how important team work is to accomplishing a common goal.
Experience
Account Executive, October 2017 - Present
Rancho Mesa Insurance Services, Inc.
About
Casey was born and raised in San Diego. He lives with his beautiful girlfriend Lauren in Lakeside, CA. They enjoy going on hikes, cooking, taking trips to Mexico, the Colorado River and are HUGE Clipper fans.
thor, Andy Roberts, Account Executive, Surety, Rancho Mesa Insurance Services, Inc.
When we review contracts that require bonding, one area that we need to understand is the warranty obligation. I would expect that over 90% of the contracts that we review for our contractor clients contain a standard one-year warranty term. Since Performance & Payment Bonds respond to the contract, the surety company is also on the hook for this one-year obligation. Premium rates for bonding already include the cost for this one-year warranty in the cost of the performance & payment bond.
Author, David J Garcia, A.A.I, CRIS, President, Rancho Mesa Insurance Services, Inc.
I’ve written at length on the negative effects distracted driving is having on the automobile insurance industry and its impact on the rise in accidents, claim costs, and increases to your automobile premiums. But, have you considered its effects on your Experience Modification Rate (EMR) and ultimately workers’ compensation cost?
Author, Sam Clayton, Vice President Construction Group, Rancho Mesa Insurance Services, Inc.
Driver selection guidelines are one of the most important things a company can implement to prevent vehicle accidents. A company should manage a written Motor Vehicle Records (MVR’s) program to assure that they are selecting the right employees to drive for the company and annually qualify each driver for desirable driving records. The following are some “best practices” guidelines that will help businesses implement and improve the driver selection process.
Author, Drew Garcia, Vice President, Landscape Group, Rancho Mesa Insurance Services.
Physical work is demanding on our bodies. As the employer, what are you doing to help your employees prepare for the day’s work? Collectively, the most severe injuries come from the lower back by way of strain or sprain as a result of lifting. It’s not always the heavier objects causing the injuries. In many cases, early morning “light” lifts or movements can quickly cause a strain or sprain. Eliminating lifting exposures is the ultimate solution to limiting back strains; however, it is not always possible. Interactively training your employees to accurately lift material with proper technique is a preventive approach you can implement today to limit your businesses lifting exposure.
Author, David J. Garcia, A.A.I, CRIS, President, Rancho Mesa Insurance Services, Inc.
As we approach 2019, there will be several changes in the experience modification formula that directly affects the calculation of an employer's 2019 Experience Modification Rate (EMR).
Part 1 of this article describes the Primary Threshold and Expected Loss Rate. Read Part 1 of this article. Part 2 provides an overview of the changes to the EMR calculation.
Author, Matt Gaynor, Director of Surety, Rancho Mesa Insurance Services, Inc.
Some of my most successful bond clients opened their construction business with a good amount of working experience on their resume, but only a minimal amount of cash and capital. Unfortunately, bond companies like to see a strong amount of cash and capital. Therefore, my goal, as their bond agent, is to work with what they have at the present time to explain why they are a “good risk” now for bid, performance, and payment bonds - along with ideas on how to overcome the initial cash and capital constraints.
Author, David J. Garcia, A.A.I, CRIS, President, Rancho Mesa Insurance Services, Inc.
As we approach 2019, there will be several changes in the experience modification formula that directly affects the calculation of an employer's 2019 Experience Modification Rate (EMR). Sadly, most businesses are both unaware and unprepared.
Author, Casey Craig, Account Executive, Rancho Mesa Insurance Services, Inc.
In an era where general contractors commonly require a Waiver of Subrogation from its sub-contractors before they are allowed to step foot on the jobsite, it is important to understand how a Waiver of Subrogation functions. Most companies simply tell their agent they need the waiver added to their contract, but what does this mean? How does it affect the policy?
Author, Kevin Howard, Account Executive, Rancho Mesa Insurance Services, Inc.
Research conducted by the Solar Energy Industry Association (SEIA) shows that California benefits from roughly 3,000 solar contractors conducting business in the state. Panels are being installed at a rapid rate. In fact, statistics show that as of January 2018, over 5 million California homes have “gone solar” and that number continues to grow. There are other benefits to using solar panels to harvest energy besides just generating electricity. They can also be used to heat water in pools, spas, storage tanks and other plumbing systems using hot water solar panels.
Author, Sam Clayton, Vice President, Construction Group, Rancho Mesa Insurance Services, Inc.
Contractors General Liability Policies provide coverage for bodily injury and property damage for which the Named Insured is legally liable. This legal liability can result from the company’s direct operations or from other subcontractors hired by the Named Insured.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Workers’ Compensation costs continue to be one of the most costly expenses for business owners in California. With recent reform, California has maintained steady rate decreases in the workers’ compensation marketplace. Unfortunately California still maintains some of the highest rates in the country, often times two to three times the nations average.
Author, Shane Medlin, Account Executive, Employee Benefits, Rancho Mesa Insurance Services, Inc.
As demand for all types of construction services continue to expand in California, contractors are struggling to retain and recruit enough skilled workers. About 57 percent of construction companies expect difficulty hiring salaried and craft workers to continue throughout the year. This is why retaining quality skilled talent is imperative for construction firms.
Author, Dave Garcia, President, Rancho Mesa Insurance Services, Inc.
The National Weather Service has issued heat warnings for many parts of California starting today, and excessive heat warnings for some other areas. Temperatures are expected to rise to 110ºF in some parts of the Sacramento Valley, for instance. In the desert areas of Imperial and San Diego counties, they will soar as high as 114ºF.
Author, David J. Garcia, AAI, CRIS, President, Rancho Mesa Insurance Services, Inc.
With the recent ruling by the California Supreme Court concerning how 1099 employees (independent contractors) are defined, the construction industry's approach to utilizing these workers has changed significantly. The Court adopted a new test to determine whether the worker should be classified as an employee or independent contractor. The previous test to determine if a worker was an employee or independent contractor was whether the employer had the right to direct the manner and means by which the worker performed the services.
Author, Sam Clayton, Vice President, Construction Group, Rancho Mesa Insurance Services, Inc.
An OSHA officer can show up to your facility or worksite for any number of reasons: employee complaints, accidents, programmed inspections, sweeps, follow-up or a drive-by observation. In order to ensure a smooth inspection, we suggest you prepare before OSHA appears at your door. Here are some key steps to take before, during and after an OSHA inspection.
Author, Andy Roberts, Account Executive, Surety, Rancho Mesa Insurance Services, Inc.
When a surety carrier is evaluating a bonding program for a contractor, they use many different underwriting factors to determine an acceptable amount of bond capacity. They will consider a contractor’s working capital, net worth and work in progress schedules, to name a few. Another important factor that can help increase a contractor's bonding capacity is a bank line of credit.
Author, Casey Craig, Account Executive, Rancho Mesa Insurance Services, Inc.
At first glance, most painting contractors don’t think they need pollution coverage. One might think that if they're not pouring sludge into a lake or toxic gasses into the atmosphere, then it wouldn’t apply to their company. Everyone sees the oil spills and thinks that this is what pollution coverage is for, but how does it apply to your smaller business? How can one event jeopardize your company’s success?
Author, Sam Clayton, Vice President, Construction Group, Rancho Mesa Insurance Services, Inc.
For the first time in 20 years, the California Insurance Guarantee Association (CIGA) will not collect its annual assessment. As a result, California employers in the guaranteed cost workers' compensation insurance market will save 2% on their premium in 2019.
Author, Daniel Frazee, Executive Vice President, Rancho Mesa Insurance Services, Inc.
Subcontractors in California regularly enroll in OCIP/CCIP or wrap programs. These programs are insurance policies that cover many of the participants in a construction project, including the owner/developer, general contractor and subcontractors. As many contractors learn the hard way, they do not control the program or the coverage terms, leaving the possibility of significant gaps that can impact the contractor in the future.
Author, Matt Gaynor, Director of Surety, Rancho Mesa Insurance Services, Inc.
I recently had the opportunity to work with a new client who is a landscape professional. He wanted to bid on a maintenance project for a local municipality and wasn’t sure if he would qualify for the required performance bond.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
Workers’ Compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
The Occupational Health and Safety Administration (OSHA) now require certain employers to electronically submit their completed 2016 Form 300A. OSHA has created a website that allows employers to manually complete the information or upload a formatted CSV (comma-separated values) file
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
The federal Occupational Safety and Health Administration (OSHA) announced Monday, April 30, 2018 it has “taken action to correct an error that was made with regard to implementing the final rule” which required some employers to electronically submit their injuring and illness reports via the Injury Tracking Application (ITA) online.
Author, Yvonne Gallagher, Landscape Division Account Manager, Rancho Mesa Insurance Services, Inc.
California State Capital Building.
State Bill 189 (SB 189) (Bradford) was recently enacted by the California State Legislature. It is intended to correct issues resulting from the passage of Assembly Bill 2883 (AB 2883) (Daly et. al) in 2017, which changed the requirements for business owners to exclude themselves from workers' compensation coverage.
Author, Sam Brown, Vice President, Human Services Group, Rancho Mesa Insurance Services, Inc.
In response to the hundreds of mass shootings taking place each year, the insurance marketplace has produced new workplace violence products to help employers and employees recover from a crisis.
Author, Kevin Howard, Account Executive, Construction Group, Rancho Mesa Insurance Services, Inc.
Metal theft is one of the fastest growing crimes in the country. Copper, aluminum, nickel, stainless steel and scrap iron have become the desired target of thieves looking to make a quick buck.
Author, Drew Garcia, NALP Program Director, Rancho Mesa Insurance Services, Inc.
The Experience Modifier (i.e., experience MOD, MOD, XMOD, experience modification rating, EMR) weighs heavy on the calculation of your workers' compensation premium. With a MOD rating of 1.00 signifying unity (i.e., the average for your industry), any MOD above 1.00 is considered adverse. Thus, any MOD below 1.00 is considered better than average. Higher MODs will debit the premium, resulting in higher workers' compensation premiums, while lower MODs will credit the premium, resulting in lower workers' compensation premiums.
Authors Sam Clayton, ARM, CRIS, Vice President, Construction Group and Daniel Frazee, ARM, CRIS, Executive Vice President, Rancho Mesa Insurance Services, Inc.
Contractor’s Pollution Liability (CPL), once viewed as expensive and unnecessary, has now become an integral part of every trade and environmental contractor’s insurance program. The industry is seeing requirements for this coverage from a combination of building owners, developers and general contractors for projects of all sizes.
Author, Jim Malone, Claims Advocate, Rancho Mesa Insurance Services, Inc.
When a work-related accident occurs, as a business owner or manager, it is our nature to want to analyze the situation in order to learn how to avoid it in the future. However, the reporting of the incident is equally as important. With the recent requirement to report first aid claims, timely reporting for all claims is recognized as being critical for a number of reasons.
Author, Jeremy Hoolihan, Account Executive, Rancho Mesa Insurance Services, Inc.
In the workplace, employees can be exposed to potentially harmful hazards. Identifying these hazards and using precautionary measures such as personal protective equipment (PPE) can mean the difference between a safe jobsite and an injury.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Sunset Commercial Services is a San Diego-based commercial/janitorial services company that is dedicated to fostering a safety cultural.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services, Inc. is pleased to highlight Industrial Commercial Systems (ICS) in the Client Spotlight.
Located in Vista, CA, ICS is a mechanical contractor specializing in design/build services. The company strives to be the premier mechanical contractor within their chosen markets with a special focus on their core values: People; Performance; Integrity and Innovation.
Auther, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa’s Yvonne Gallagher, John Parker, Jeremy Hoolihan and Sam Brown participated in the Insurance Industry Charitable Foundation (IICF) 11th Annual Bowling for Charity tournament on Thursday, October 4, 2018 at Kearny Mesa Bowl.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
The National Association of Women in Construction San Diego Chapter (NAWIC) hosted its 9th Annual Golf Tournament at the Twin Oaks Golf Club on Thursday, September 27, 2018. With nearly 40 teams participating in the tournament, the event supports Rady Children’s Hospital and NAWIC Future Construction Leaders Foundation San Diego.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Wednesday, September 26, 2018, Chase Hixson and Sam Brown, insurance brokers at Rancho Mesa Insurance Services, presented a critically important webinar on six newly proposed class codes targeting nonprofits, healthcare, social services, and schools.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
We’re taking you behind the scenes of some of our most recent media projects. Rancho Mesa’s Media Communications department has been working to produce quality, informative and relevant videos.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Wednesday, September 19, 2018, the Independent Insurance Agents and Brokers of San Diego (IIAB) hosted its annual Past Presdients luncheon at the San Diego Yacht Club.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Thursday, August 30, 2018, Rancho Mesa's Shane Medlin and Barbara Ciudad from Total Administrative Services Corporation (TASC) discussed employee benefits compliance topics at the workshop for Rancho Mesa Insurance Services clients.
The video of the workshop is now available via the Risk Management Center or by submitted a video request form.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
OneofOne drawing winners, Tom and Debby Doyle of Progressive Electric Co. were honored on August 29, 2018 at the Family Health Centers of San Diego Logan Heights clinic.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services is pleased to announce Kelsey Theakston has joined our team as an Account Manager.
Kelsey has been in the insurance industry since 2011. She obtained her Property and Casualty License in 2012 and has had experience working with construction, hospitality, and other types of accounts.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Thursday, August 30, 2018, Rancho Mesa's Shane Medlin and Barbara Ciudad from Total Administrative Services Corporation (TASC) discussed Employee Benefits Compliance Topics at the workshop for Rancho Mesa Insurance Services clients.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Monday, August 20th, 2018, the UCP 36th Annual Golf Classic was held at the El Camino Country Club in Oceanside, CA to benefit United Cerebral Palsy of San Diego County (UCP).
As an advocate for UCP's mission and the tournament grand sponsor, Rancho Mesa is pleased to support this event and organization.
Author, Kate Spirgen, Lawn & Landscape®.
Back in 1999, when Yardapes was a small company, the seven or eight employees would get together about once a month to go golfing and let off some steam. “We used to call it the Hack Fest because some people could barely swing a club or hit the ball, so we’d just go have fun and then have a cookout afterward,” says Shayne Newman, founder and owner.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Thursday, July 26, 2018, Stephanie Bartley from Liberty Mutual presented the Fleet Safety Workshop for Rancho Mesa Insurance Services clients at San Diego Christian College in Santee, CA.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Leaving the office or job site to attend a workshop can be difficult for some Rancho Mesa clients. So, we've provided two easy ways to access the workshop videos on-demand from the video library within the Risk Management Center or through the Workshop Video Request Form.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Insurance Company of the West (ICW) risk consultants gathered on Tuesday, August 14, 2018 for training and to hear Daniel Frazee, Executive Vice President at Rancho Mesa Insurance Services, Inc. speak about the importance of the broker/risk manager relationship.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Wednesday, August 8, 2018, Ty Smith from Vigilance Risk Solutions (VRS) presented the Active Shooter Awareness and Preparedness workshop for Rancho Mesa Insurance Services clients.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services is pleased to announce Steven Rose has joined our team as an Media Communications intern.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services is pleased to announce the UCP 36th Annual Golf Classic will be held at the El Camino Country Club in Oceanside, CA on Monday, August 20th, 2018 to benefit United Cerebral Palsy of San Diego County (UCP).
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Industrial Commercial Systems (ICS), a mechanical contractor based in Vista, CA, hosted an employee wellness fair at their headquarters on Thursday, June 14, 2018.
Employees gathered at the event to learn about living healthy. Vendors from across San Diego County gathered to educate ICS employees about their products and services. Vendors and sponsors included an organic local produce co-op, healthy food companies, gym, health insurance provider, dentist, massage therapist, credit union and more.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa is pleased to congratulate Shane and Sierra Stone on their recent wedding. The ceremony took place on Saturday, June 30, 2018 at the Cordiano Winery in Escondido, CA.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Last month, Berkshire Hathaway Homestate Companies’ Zadock "Zee" Reid provided Rancho Mesa clients with Heat Illness Prevention training. The workshop was designed to increase awareness in order to make work a safer place for employees.
Author, Alyssa Burley, Client Services, Rancho Mesa Insurance Services, Inc.
For the 11th year, the East County Posse (ECP) hosted its Annual Golf Tournament which raises funds to help those in San Diego's East County. The sold-out event took place on Friday, June 1, 2018 at the Steele Canyon Golf Club in Jamul, CA.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Berkshire Hathaway's Zee Reid presented at the Heat Illness Prevention workshop hosted by Rancho Mesa Insurance Services, Inc. on Thursday, May 31, 2018 at San Diego Christian College.
Author Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
On Thursday, May 17, 2017, Rancho Mesa Insurance Services, Inc. hosted a Captive Insurance Workshop at San Diego Christian College in Santee, CA.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Drew Garcia of Rancho Mesa gives an inside look at the 10-Hour OSHA Construction Course for the Landscape Industry. Interested in hosting one at your facility? Contact Amy Easterday at amy@landscapeprofessionals.org or call 1-800-395-2522.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
In the May 7, 2018 issue of San Diego Business Journal, Pacific Western Painting ranked 10th out of 24 companies on the top Minority-Owned Business list.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Landscape and construction contractors from across San Diego County gathered on Friday, April 27, 2018 for the Safety Si! workshop hosted by Rancho Mesa Insurance Services, Inc. at San Diego Christian College.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services is pleased to announce Kim Polangco has joined our team as an Account Coordinator.
Kim's professional background began in the tax preparation industry, where she spent the last few years managing multiple offices. She has decided to take her financial knowledge and managerial skills and apply them to commercial insurance industry.
Author, Alyssa Burley, Client Services Coordinator, Rancho Mesa Insurance Services, Inc.
Rancho Mesa Insurance Services is pleased to announce Jose Cuellar has returned to our team as an Account Manager.
Jose has been in the insurance industry for 20+ years, primarily as an Account Manager specializing in the construction industry. He is working with Sam Clayton and Casey Craig.