Industry News
Insurance Costs Are Rising— So Are The Costs Behind Every Claim
Author, Kyle Dunlap, Account Executive, Rancho Mesa Insurance Services, Inc.
For California business owners, renewal increases can be frustrating because insurance is one of the largest expenses that often feels outside management's control. But insurance should not be evaluated in isolation. The same inflation affecting fuel, vehicles, equipment, repairs, wages and medical care also increase the cost of the claims insurers pay.
Hiring as a Risk Strategy: Controlling Insurance Costs in Construction
Author, Kyle Dunlap, Account Executive, Rancho Mesa Insurance Services, Inc.
Best-in-class construction contractors treat hiring as a strategic function. When scaling quickly after winning large contracts, these employers use structured recruiting, safety-focused screening, and disciplined onboarding to reduce risk, protect their workforce, and control workers’ compensation costs and their experience modification rate (EMR).
Fleet Maintenance: An Overlooked Pillar of Jobsite Safety for Electrical Contractors
Author, Kyle Dunlap, Account Executive, Rancho Mesa Insurance Services, Inc.
Fleet maintenance is essential for electrical contractors that rely on service trucks, vans, and heavy-duty vehicles to transport employees, tools, and materials safely to job sites on a daily basis. When contractors prioritize clean, safe, and well-maintained vehicles on highways, back roads, and active construction zones, they protect their workforce, prevent costly mishaps, maximize fuel consumption and reduce insurance challenges at renewal.